1. There is no Credit Check!

This means there will be no inquiries on your credit, and your approval is not credit based! Our online application uses a secure server to transmit your data to our finance company directly. They do not pull credit but instead use current job history and verify bank accounts in order to process your approval (You can see the approval requirements below)

2. Instant Approvals!

Apply online today and our newest application will provide you with an instant decision and an approval up to $4000! The finance company will verify your bank account and your credit card information on your application.

3. Shop online

Once you've been approved we can finalize your order by phone, all documents can be viewed and signed electronically. It is an easy and straight forward process designed for busy professionals who cannot make it in the store during our normal business hours.

4. Safe and Secure

All information transmitted through an online application is SECURE there is no doubt about that! None of our employees will ever see your financial information when you apply online. All of your data is kept secure directly at the offices of our finance company.

What is 90 Days same as cash?

  When you finance through any of our finance companies we offer a 90 Days same as cash option meaning if you pay off your loan in 90 days you will not pay a penny more than the amount you financed. For example: You finance $600, You make 3 Payments of $200 and your loan will be paid off in 3 months.

Our 90 Days same as cash financing option is a great way to keep your money in your pocket and still get the furniture you want today!


How do i know if I'll be approved?

   Answer these questions before you fill out the application.

  1.  Do you make at least $1500 a month and deposit $1000 or more into your bank account?
  2.  Have you had the same job for 6 months?
  3.  No overdrafts in the last 30 days?
  4.  Do you have a Checking account that has been open for at least 90 Days?

If yes to all 4 questions then you're approved! Its that simple. Just fill out our quick online application